Are you spinning you wheels? Are you bogging down?  Is it hard to get started? These discussions usually are about winter, but what about us? May I recommend a finance tool; zero based thinking. This simply means if you would not be doing what you are doing now, stop doing it. Now hold on, I am not suggesting quitting your job, or leaving your husband, but how about taking a course? Converting a hobby into a business? Develop time-lines for exiting that dead-end position? I think you will find, once you start making these decisions, you will feel more hopeful and likely more purposeful. Let me know,   Wayne]]>